Insurance Does Not Cover Maintenance Issues

The insurance you carry on your vehicle does not cover vehicle breakdown due to  equipment failure, and even your warrantee may have exclusions if you do not maintain your vehicle correctly,  so it is important that you take care of your vehicle…especially if you don’t want to be stranded somewhere. Below are the main things you should pay attention to, and you can look in your owner’s manual for other maintenance items and timelines, and some you could do yourself. Other things you may need to have a qualified mechanic with the expertise and equipment to do the job correctly for you.

Change the oil and oil filter regularly
The owner’s manual for your car will specify exactly how often you should do this, but a good rule of thumb is to change them every 3,000 to 4,000 miles. If you change the oil and filter yourself, be sure to dispose of the used oil properly.

Check all the fluids.
This includes brake, power steering, transmission, transaxle, windshield washer and antifreeze fluids. Your owner’s manual will tell you how to check these. If you don’t feel comfortable doing this, have a mechanic do it.

Check the air pressure level in your tires at least once a month.

Your owner’s manual should specify the ideal air pressure for your particular tire. If not, check on the outside of the tire. It is always listed on the sidewall.

Make sure all your lights work.
Check you headlights, turn signals, brake lights and taillights.

Replace the windshield wiper blades periodically.

If your wiper blades are cracked or torn, or if they begin to streak, it’s time to replace them.

Inspect the engine belts.
They should not look dry or frayed. Some belts are easy to change, but some you may need a mechanic.

Check the air filter.
The filter should be clean, not clogged or damaged. This will also help with fuel economy.

“Our blogs are for general education and information only and may not represent your unique needs. Coverages will vary. Please contact your insurance agent to verify your specific policy terms and conditions.”

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