Blog Posts

  • Damage from Floods: How to Protect Your Home

    By John Gardner | January 14, 2017

    Floods can happen at any time and any place, and they can happen fast! Whether you live near the water or not, you should always be ready. Here are some important things you can do to prepare. Everyone Lives in […]

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  • What Listing as a Driver does and doesn’t do

    By John Gardner | November 18, 2016

    When analyzing coverage under an auto policy it’s very common to hear someone say, “Just list them as a driver and that way they are always covered.”

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  • Homeowners Halloween Horrors

    By John Gardner | October 30, 2016

    When zombies, Snookies, and Lady Gagas storm your front door this weekend, don’t fear! Your homeowners insurance will protect you from Halloween mishaps. Halloween is all fun and games until a trick-or-treater trips, knocks over your jack-o-lantern, and sets your […]

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  • Feathering The Nest? Update Your Insurance

    By John Gardner | September 13, 2016

    Consumers spend billions on their homes. Home improvement projects tallied to a whopping $280 billion in 2005, according to research from the Joint Center for Housing Studies at Harvard University. The center forecasts that home renovations will grow at a […]

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  • Will My Policy Cover Trees and the Damage They Cause if They Fall? It Depends….

    By John Gardner | August 20, 2016

    Does my insurance cover damage from falling trees? A homeowners insurance policy covers two types of damage associated with trees: damage to your insured property (casualty damage) and damage for which you are responsible (liability). For example, if a tree […]

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  • How to Create a Home Inventory

    By John Gardner | August 6, 2016

    Would you be able to remember all the possessions you have accumulated over the years if they were destroyed by a fire or other disaster? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify […]

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  • Some Tips For a Safe Long-Distance Road Trip

    By John Gardner | July 17, 2016

    You know, whether you’re traveling by yourself or with a good friend, or the entire family, that is pretty much what we as Americans do for one of our favorite past-times. Even with the economy the way it is, there […]

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  • Plan. Prepare. Practice

    By John Gardner | May 9, 2016

    It’s important to have a disaster plan in place for your family. Planning and preparing ahead of time is often key to staying safe during a catastrophe. Familiarize yourself and your family with the location of nearby emergency shelters and […]

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