Blog Posts

  • Students

    By John Gardner | June 3, 2015

    When a teenager gets a license, it’s probably the first time he or she focuses on insurance. And as young people graduate from high school and head off to college or enter the working world, there are lots of insurance […]

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  • Basic Understanding of Business Auto

    By John Gardner | April 10, 2015

    Many people don’t know that Business Auto Coverage (BAC) provides protection against a broad range of hazards arising out of “autos”. This is different than “mobile equipment” Which is generally defined as automotive equipment designed for use on public roads. […]

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  • Flood Insurance: Are you Covered

    By John Gardner | February 15, 2015

    Many homeowners forget that homeowners policies do not include flood insurance coverage, which is available as a separate policy. Floods happen in every state including Florida. Your independent insurance agent can help you purchase a flood policy, but be sure […]

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  • How to save money on your car insurance

    By John Gardner | January 4, 2015

    In these times, saving a little extra here and there can mean a lot to all of us so here are some tips when purchasing auto insurance that you could discuss with your independent agent. Since auto insurance rates differ […]

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  • Basic Understanding of Business Auto

    By John Gardner | September 4, 2014

    Many people don’t know that Business Auto Coverage (BAC) provides protection against a broad range of hazards arising out of “autos”. This is different than “mobile equipment” Which is generally defined as automotive equipment designed for use on public roads. […]

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  • Driving with Hazard Lights on is Illegal in Florida

    By John Gardner | July 26, 2014

    It has been a big discussion on social media: motorists who use their hazard lights while driving in the rain. In Florida, it is illegal to drive with your hazard lights. Hazards lights are for stopped vehicles only, officials say. […]

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  • Swimming Pool Safety

    By John Gardner | January 12, 2014

    Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications. There are an estimated 7.4 million swimming pools and five million hot tubs in residential or […]

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  • life insurance North Ft. Myers, FL

    Life Insurance 101

    By John Gardner | October 3, 2013

    The scenario: You’re a human.  You fall somewhere between the ages of a day old and 85 years old.  You (or your parents) realize that no one exits the human experience by skirting around the inevitable mortality event.  It is […]

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