Blog Posts

  • Flood Zones Defines

    By John Gardner | April 15, 2020

    What are flood zones? Flood zones are certain areas identified by a federal agency called the Federal Emergency Management Agency (FEMA). Each flood zone describes that area in terms of the risks of flooding in that area. Contrary to certain […]

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    5 Rules Every Landlord Should Live By

    By John Gardner | March 16, 2020

    I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property […]

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  • Maximize Your Insurance Dollars While Avoiding Five Common Insurance Mistakes

    By John Gardner | February 26, 2020

    Maximize Your Insurance Dollars While Avoiding Five Common Insurance Mistakes Facing higher tax rates, sluggish job growth and a faltering economy, consumers are reevaluating the way they spend their money. There are many smart ways to save on homeowners and […]

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  • Three Questions Consumers Want Answered

    By John Gardner | January 12, 2020

    Insurance comes in a wide array of choices for a variety of consumer and business needs. Even the best-educated consumer who spends time researching insurance issues will come across a topic he or she doesn’t understand. Let’s take a look […]

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  • Cheap Auto Insurance: The Hazards of Choosing Cheap Car Insurance

    By John Gardner | November 19, 2019

    Dangers of cheap auto insurance: pitfalls of choosing a cheap car insurance provider. If you own a car, truck or other motor vehicle, most states require you to purchase Auto Liability insurance, which can protect you and your passengers in […]

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  • Halloween Waiver for Trick-or-Treaters

    By John Gardner | October 31, 2019

    Halloween Trick-Or-Treat Liability and Indemnification Agreement _____________________ (hereinafter referred to as “Trick-Or-Treater”) agrees not to sue, harass, or trick ____________________ (hereinafter referred to as “Benefactor”) for providing free, delicious Halloween treats. Trick-Or-Treater acknowledges and understands that no warranty, either expressed or […]

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  • Do you ever get that sinking feeling?

    By John Gardner | September 16, 2019

    Sinkholes have been in the news a lot lately, and I am sure this has generated a lot of questions from customers. Sinkholes are a fact of life in certain parts of Florida. Sinkholes and how they are adjusted is […]

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  • Know Your Coverage

    By John Gardner | August 7, 2019

    The coverages on your homeowners insurance policy may seem like alphabet soup: A, B, C, D, E…. What are the coverages, and why are they important? Here’s a quick summary.   Coverage A: Anything involving the physical structure of your home, […]

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