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  • Halloween Waiver for Trick-or-Treaters

    By John Gardner | October 31, 2019

    Halloween Trick-Or-Treat Liability and Indemnification Agreement _____________________ (hereinafter referred to as “Trick-Or-Treater”) agrees not to sue, harass, or trick ____________________ (hereinafter referred to as “Benefactor”) for providing free, delicious Halloween treats. Trick-Or-Treater acknowledges and understands that no warranty, either expressed or […]

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  • Pumpkin Safety

    By John Gardner | October 28, 2019

    Safety is key when you’re pumpkin carving with the kids for Halloween. These tips from Pumpkin Masters will help! When you’re carving pumpkins, having fun is key — but the most important thing to remember is safety, especially with kids. […]

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  • What Does Umbrella Insurance Cover?

    By John Gardner | September 18, 2019

    Perhaps, you have been repairing your outside deck and patio due to the wood becoming old and rotten. You mean to finish this job quickly, but it drags on. One day, you invite a friend over. He wanders onto your […]

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  • Insurance Does Not Cover Maintenance Issues

    By John Gardner | September 8, 2019

    The insurance you carry on your vehicle does not cover vehicle breakdown due to  equipment failure, and even your warrantee may have exclusions if you do not maintain your vehicle correctly,  so it is important that you take care of […]

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  • Auto Insurance Myths and Realities

    By John Gardner | August 27, 2019

    There are some things that you may have heard about Auto Insurance, continue reading and you may find something new out about your Auto Insurance! Myths Red cars cost more to insure. Color is not a factor used to calculate […]

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  • Are You Socially Connected?

    By John Gardner | August 24, 2019

    Chances are you are a Facebook user, we are too. But we know there are other social media websites. We are excited to now be connected on Twitter, LinkedIn, Google+ and YouTube and of course we are still on Facebook. […]

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  • 12 Terrible Pieces of Insurance Advice

    By John Gardner | August 19, 2019

    Not all advice is good advice. Here are some common bits of insurance wisdom that, it turns out, aren’t so wise after all. When you have an insurance claim, the last thing you want to discover is that you didn’t […]

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  • Life Insurance: Do You Need It?

    By John Gardner | August 13, 2019

    The most frequently asked question about life insurance is: Do I need it? The answer depends greatly on your situation. So, let’s determine if you need it. Review these statements and check all that apply: __I am married. __I have […]

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