You know the old saying: If you bring your umbrella it probably won’t rain, but as soon as you forget and leave it home there is a downpour! Umbrella coverage is something many families should carry but don’t. This important…
Every corporation and limited liability company (LLC) in Florida is required to file an annual report with the Florida Department of State. Annual reports are due to the state by May 1st of each year. For 2013, this requirement applies…
Your business is only as safe as the tools you use. One of the best tools your business can use to protect your assets is a commercial auto insurance policy. Understanding insurance can be tricky. That is why you should…
We all know that price is a big consideration when looking for a commercial auto policy, but keep in mind; you also need to find the best all-around coverage to suit your company’s needs. First and foremost, you need to…
As a business owner, you have the responsibility in your work environment to provide a healthy environment for the safety and welfare of your employees as well as visitors. To make your work place safer, below are some tips that…
Does your company need “Business Interruption Insurance?” C/O Jerry Osteryoung Business Interruption Insurance (BII), which is intended to compensate the company for income lost in the event physical damage renders it inoperable for a period of time, can provide…
The diversification of the U.S. economy over the past generation has meant that millions of Americans have started their own businesses. Americans still chase the dream of being their own boss by starting their own business—and the trend may pick…
A recent study out of the University of Utah found that there are very few, a whopping 2.5% of those studied, who can actually multitask by driving safely and talking on their cell phone. Most of the rest of us,…
Churches and non-profits often suffer naive misconceptions that parishioners or populations they serve are too grateful for their service or charity to sue when something goes wrong. Times have changed. Adequate insurance is necessary. It is important to choose an…
Many people don’t know that Business Auto Coverage (BAC) provides protection against a broad range of hazards arising out of “autos”. This is different than “mobile equipment” Which is generally defined as automotive equipment designed for use on public roads.…
