Background A deductible is the amount of money a policyholder pays before their insurance kicks in. Homeowners insurance policies in Florida have two separate deductibles; one for hurricane damage and one for all other perils. Hurricane deductibles are available in…
This year is predicted to be “a big one” in terms of hurricane activity! Just to get you started on your preparations, here’s a quick checklist of supplies. This is the simplest way to prepare in advance. Your storm kit…
In the event of a sudden emergency such as a hurricane, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? Where would you go? What…
Boat insurance is an important type of coverage, as boats can be quite expensive. You wouldn’t drive a car without insurance, and it’s a bad idea to drive a boat without appropriate coverage. Many different types of boat insurance are…
Lured in by the promise of moist, sweet turkey meat, the deep fryer has become an increasingly popular way to make Thanksgiving dinner. But cooking up a Tom the Turkey in a vat of boiling oil does come with its…
Flood coverage is not included in your homeowners or dwelling fire policies, but is available for purchase as a separate policy. Flood policies cover damage due to flooding, according to the guidelines established by the National Flood Insurance Program (NFIP).…
There are some things that you may have heard about Auto Insurance, continue reading and you may find something new out about your Auto Insurance! Myths Red cars cost more to insure. Color is not a factor used to calculate…
If you’re like most Americans, your home is your largest investment, so you know how important it is to protect it. You probably take safety precautions and have insurance that will cover you in case of a loss. But are…
What can you do? Insurance adjusters have ranked the most common, yet preventable, homeowners claims. Five of them – that’s half the list – are plumbing related. This is a busy time for everyone and the last thing you need…
Why do my auto insurance rates keep going up even though my car is getting older? At the Lee County Insurance Agency, many of our clients ask this question so I would like to address it from a couple of…
