Millions of Americans donate time—their most valuable asset—to serve as a volunteer board member on non-profits, booster clubs, churches, PTAs and civic organizations, just to name a few. The decisions these folks make can have a dramatic impact on their…
A Little Insurance and Preventive Action Offer a Lot of Protection Against Sewer Related Damage If you’re a homeowner, here’s one of the worst nightmares you can experience. Torrential downpours deluge your property and neighborhood with rainwater, overwhelming your home’s…
June 28 is National Insurance Awareness Day- our favorite holiday, of course! We want to remind you of some of the many reasons why insurance is so great and you just can’t afford to be caught without it. Insurance provides…
The chances are good that you are a collector of something. So what makes something a collectible or when do you need to “Schedule” your personal belongings. The simple answer is: it depends. Some of the most commonly collected items…
If you are hosting a party that includes alcohol in your home, you may be subject to host liquor liability. You may be held financially responsible if you serve alcohol to a guest and that guest goes on to cause…
You can be the most responsible driver in the world and have your very own auto insurance coverage plan but there are an untold number of drivers out there on the city streets and freeways who drive without any insurance…
Does your company need “Business Interruption Insurance?” C/O Jerry Osteryoung Business Interruption Insurance (BII), which is intended to compensate the company for income lost in the event physical damage renders it inoperable for a period of time, can provide…
There are a lot of people who come to sunny Southwest Florida each year to spend time in their RV, and then go back up north in the Fall and leave it here all winter until the next go-around. Parking…
If a person has a car accident and has coverage for an automobile’s physical damage, the insured expects the insurance company to pay for the damage and “return the auto to its previous state”; a state in which the car…
Nine million! That’s how many Americans have their identities stolen each year, estimates the Federal Trade Commission. From January 2005 until October 2007, a staggering 215 million personal records were breached, reported the Privacy Rights Clearinghouse. The FTC noted that,…
