This year is predicted to be “a big one” in terms of hurricane activity! Just to get you started on your preparations, here’s a quick checklist of supplies. This is the simplest way to prepare in advance. Your storm kit…
In the event of a sudden emergency such as a hurricane, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? Where would you go? What…
Flood coverage is not included in your homeowners or dwelling fire policies, but is available for purchase as a separate policy. Flood policies cover damage due to flooding, according to the guidelines established by the National Flood Insurance Program (NFIP).…
What can you do? Insurance adjusters have ranked the most common, yet preventable, homeowners claims. Five of them – that’s half the list – are plumbing related. This is a busy time for everyone and the last thing you need…
Sinkholes have been in the news a lot lately, and I am sure this has generated a lot of questions from customers. Sinkholes are a fact of life in certain parts of Florida. Sinkholes and how they are adjusted is…
At the first clap of thunder, seeking shelter indoors to avoid being struck by lightning is a priority. But it’s also important that what’s inside the structure is protected as well. According to the Lightning Protection Institute (LPI), a single…
Check your hurricane IQ with our pop quiz True or False?: • Tape windows or cover them with solar film to prevent damage during a tropical storm or hurricane. • Only protect or board up windows and doors facing the…
Did you know that over 50 percent of claims involve water damage? Some examples include pipe, supply line, and appliance failures, as well as roof or window leaks. It is very important that any damage caused by water is addressed…
It’s important to have a disaster plan in place for your family. Planning and preparing ahead of time is often key to staying safe during a catastrophe. Familiarize yourself and your family with the location of nearby emergency shelters and…
Many homeowners forget that homeowners policies do not include flood insurance coverage, which is available as a separate policy. Floods happen in every state including Florida. Your independent insurance agent can help you purchase a flood policy, but be sure…
