The following are helpful tips following a flood: Follow the local news and government notices to learn whether your water supply is safe to drink. Water supplies are often damaged or submerged under grey or black water. Avoid the floodwaters…
Flood coverage is not included in your homeowners or dwelling fire policies, but is available for purchase as a separate policy. Flood policies cover damage due to flooding, according to the guidelines established by the National Flood Insurance Program (NFIP).…
What can you do? Insurance adjusters have ranked the most common, yet preventable, homeowners claims. Five of them – that’s half the list – are plumbing related. This is a busy time for everyone and the last thing you need…
Here are some tips to help you prepare for a flood; Avoid building in areas prone to flooding. If you do build, make sure you elevate and reinforce your home or business. Check your local ordinances as to the base…
Those who are dealing with the crises created by natural disaster need more than news coverage—they need insurance coverage. There are significant risks presented by natural disasters, which not only threaten homes and businesses but also endanger the health and…
Most homeowners policies don’t cover flood damage. This type of loss is different from others and it needs special underwriting and rating. Because flood damage is usually more severe and affects more than one home at a time, it’s difficult…
What are flood zones? Flood zones are certain areas identified by a federal agency called the Federal Emergency Management Agency (FEMA). Each flood zone describes that area in terms of the risks of flooding in that area. Contrary to certain…
Did you know that over 50 percent of claims involve water damage? Some examples include pipe, supply line, and appliance failures, as well as roof or window leaks. It is very important that any damage caused by water is addressed…
Floods can happen at any time and any place, and they can happen fast! Whether you live near the water or not, you should always be ready. Here are some important things you can do to prepare. Everyone Lives in…
Many homeowners forget that homeowners policies do not include flood insurance coverage, which is available as a separate policy. Floods happen in every state including Florida. Your independent insurance agent can help you purchase a flood policy, but be sure…
